Baked Banana Chocolate Chip Oatmeal Recipe

Get ready to fall in love with breakfast all over again with this Baked Banana Chocolate Chip Oatmeal! Imagine the warm comfort of baked oats, sweet bananas, and melty chocolate chips coming together in a cozy square that’s just begging to be enjoyed straight from the oven. This dish isn’t just incredibly delicious, it’s also perfect for meal prepping, kid-approved, endlessly customizable, and naturally sweetened for a breakfast that feels like a treat but fuels you for the whole morning. Whether you’re feeding a crowd, savoring a solo breakfast, or grabbing a nutritious snack, Baked Banana Chocolate Chip Oatmeal is about to become your go-to recipe.

this Recipe

Ingredients You’ll Need

You won’t believe how such simple ingredients combine to create something so comforting and crave-worthy. Every component of this recipe builds the irresistible flavor and texture — from the creamy oatmeal base to the pops of sweet banana and chocolate. Here’s what you’ll need:

• Ripe bananas: The riper the better for maximum sweetness and that signature banana bread flavor.
• Old-fashioned rolled oats: These oats give structure and chewiness, making every bite hearty and satisfying.
• Baking powder: Just a touch helps lift the oatmeal and gives a pleasant baked texture instead of dense porridge.
• Cinnamon: Adds warmth and delicious spice that pairs perfectly with banana and chocolate.
• Salt: Balances the sweetness and brings all the flavors into sharp, tasty focus.
• Maple syrup or honey: A natural sweetener that deepens the flavor and pairs harmoniously with the bananas.
• Vanilla extract: For that little extra gourmet bakery taste.
• Milk (dairy or non-dairy): Choose your favorite to get the creamy consistency just right.
• Mini chocolate chips: Tiny bursts of chocolate make each bite a delight; minis distribute more evenly!
• Egg (optional): If you like your oatmeal set firmly and a bit more cake-like, an egg helps bind everything together.
• Melted coconut oil or butter (optional): For added richness and a slightly softer crumb.

How to Make Baked Banana Chocolate Chip Oatmeal

Step 1: Prep Your Pan and Oven

Start by preheating your oven to 375°F (190°C) — this gives you the perfect temperature for golden, baked edges. Lightly grease an 8×8-inch baking dish with a little oil, butter, or nonstick spray so your oatmeal lifts out easily later (hello, clean slices!).

Step 2: Mix the Dry Ingredients

In a large mixing bowl, mash your ripe bananas until mostly smooth. Add the rolled oats, baking powder, cinnamon, and salt directly into the bowl. Stir until your oats are evenly combined with the fragrant spice and leavening.

Step 3: Add Wet Ingredients

Pour in the maple syrup (or honey), vanilla extract, and your milk of choice. If you want a firmer bake, whisk in the egg, and for a richer twist, add the melted coconut oil or butter. Stir until everything’s combined into a thick, slightly loose batter.

Step 4: Fold in the Chocolate Chips

Toss in the mini chocolate chips and gently fold them in so there are pockets of chocolate throughout. You can save a sprinkle for the top if you like extra chocolate in every bite!

Step 5: Bake to Perfection

Pour the mixture into your prepared baking dish and smooth it out evenly. Bake for 30 to 35 minutes until the oatmeal is set in the center and the top turns a beautiful golden brown. Let it cool for a few minutes to let the flavors deepen and the texture firm up before slicing into squares.

How to Serve Baked Banana Chocolate Chip Oatmeal

Garnishes

Add a little something special by topping your warm slice with extra banana slices, a sprinkle of cinnamon, or a handful of chocolate chips. A dollop of Greek yogurt or a drizzle of maple syrup can take it totally over the top.

Side Dishes

Pair your Baked Banana Chocolate Chip Oatmeal with a simple fruit salad, crispy turkey bacon, or a smoothie for a breakfast spread that’s both satisfying and refreshing. It’s also wonderful alongside a cup of hot coffee or chai.

Creative Ways to Present

Cut the oatmeal into fun shapes using cookie cutters for a kid-friendly treat, or bake in muffin tins for perfect single-serve portions. Layer leftover squares with yogurt and berries for a breakfast parfait that looks and tastes impressive.

Make Ahead and Storage

Storing Leftovers

Once cooled, store any leftover Baked Banana Chocolate Chip Oatmeal in an airtight container in the refrigerator. It’ll keep fresh for up to 4 days, making it the ultimate make-ahead breakfast for busy mornings.

Freezing

To freeze, cut the oatmeal into individual squares and wrap each piece tightly in plastic wrap. Place them in a freezer-safe bag or container and keep for up to 2 months. Just thaw overnight in the fridge and you’ll always have a breakfast treat on standby.

Reheating

Reheat a square in the microwave for about 30 to 45 seconds, or pop a few pieces in a 350°F (175°C) oven for 8 to 10 minutes until warmed through. Add a splash of milk if you’d like it extra moist and comforting.

FAQs

Can I make Baked Banana Chocolate Chip Oatmeal vegan?

Absolutely! Just use dairy-free milk, plant-based chocolate chips, and skip the egg (it binds but isn’t strictly necessary). You’ll still get that fabulous taste and texture.

Why use mini chocolate chips instead of regular ones?

Mini chips spread out more evenly, so every bite has a little chocolate. If you only have regular chips on hand, they’ll work too; you just might get bigger pockets of chocolatey goodness.

Can I add nuts or seeds for a nutrition boost?

Definitely! Chopped walnuts, pecans, almonds, or a handful of pumpkin or sunflower seeds are all delicious ways to add crunch, flavor, and healthy fats. Stir them in with the oats or sprinkle on top just before baking.

Will this recipe work with quick oats or steel-cut oats?

Old-fashioned rolled oats give the best texture for Baked Banana Chocolate Chip Oatmeal. Quick oats will make it softer and less chewy, while steel-cut oats won’t cook fully in the same baking time.

How do I know when my oatmeal is fully baked?

The oatmeal is ready when the top is domed and lightly golden, the center feels set if touched gently, and it pulls ever so slightly away from the edges of the baking dish. If you prefer a slightly gooier center, bake for the lower end of the recommended time.

Final Thoughts

There’s nothing quite like the comfort of sharing a batch of Baked Banana Chocolate Chip Oatmeal with the people you love — or saving a few slices just for yourself! It’s a simple, delicious way to start your day, and once you try it, this recipe will quickly earn a place in your breakfast lineup. Go on, give it a try and see why it’s everyone’s favorite morning treat!

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